Understand the basics.
Move with clarity.
Answers about business credit, industry codes, funding preparation, and shelf entities.
Does this tool tell me whether I qualify for funding?
No. It organizes an educational action plan from your answers. A provider evaluates eligibility using its own requirements.
What is a NAICS code?
A NAICS code classifies a business establishment’s activity. Search the official 2022 industry titles in our tool, then review the Census definitions to confirm the fit.
Is consulting included in the industry search?
Yes. Search “consulting” for management, technical, computer, and other consulting categories in the official list. Select the activity that matches the services actually provided.
Should I choose the code that looks easiest to fund?
Choose the code that accurately describes the business. A label does not change the underlying activity or replace accurate information in an application.
Does an EIN establish business credit?
An EIN identifies a business for federal tax purposes. It is not itself a business credit report, score, or financing approval. The IRS provides EINs directly at no charge.
Does a shelf company come with guaranteed funding?
No. Verify what is included in the specific transaction. Formation age does not prove operating history, revenue, payment history, or provider eligibility.
Will a vendor account report to every bureau?
Do not assume so. Ask the vendor about current reporting practices, requirements, charges, and terms before opening an account.
Will I need a personal guarantee?
That depends on the product and provider. Ask explicitly before applying or accepting an offer.
Where is my action plan saved?
The public tool generates the plan in your browser. Download or print it to keep a copy. It is not saved to a 1KC member account or automatically sent to our CRM.
Do I need to sign up to use the resources?
No. These public guides and the planning tool are available without an account. A separate protected client resource area is a future phase.
How do I speak with 1KC about funding?
Use the street funding intake. After successful submission, the scheduling button becomes available in the popup.
Can I check an entity’s state status myself?
Yes. Use the official registry for the formation state and review the filed records. A good-standing certificate is one part of due diligence, not a complete review of the entity.
References: U.S. Census NAICSIRS EIN guidanceSBA financingWyoming Secretary of State
Turn information into your next step.
Organize your business details and leave with a practical action plan.